:root{--c-primary:#f2a900;--c-navy:#141414;--c-accent:#f2a900;--ctm-ink:#141414;--ctm-char:#1c1b19;--ctm-warm:#faf6ef;--ctm-warm2:#f1e9dc;--ctm-gold:#f2a900;--ctm-gold-dark:#7a4f00;--ctm-line:#cfc3ae;--ctm-head:"Arial Narrow","Roboto Condensed","Helvetica Neue",Arial,sans-serif}body{background:var(--ctm-warm);color:var(--ctm-ink)}.top-bar{background:var(--ctm-ink);color:#eee6d6}.site-header{background:var(--ctm-warm)}.brand{font-family:var(--ctm-head);letter-spacing:-.01em;text-transform:uppercase;font-weight:800;font-stretch:75%}.nav-cta{background:var(--ctm-ink);color:#fff}.site-footer{background:var(--ctm-ink)}.ctm-wrap{width:min(1180px,100% - 32px);margin:0 auto}.ctm-eyebrow{letter-spacing:.16em;color:var(--ctm-gold);margin:0 0 14px;font:700 12px/1.6 Arial,sans-serif}.ctm-eyebrow-dark{color:var(--ctm-gold-dark)}.ctm-hero h1,.ctm-steps h2,.ctm-dark h2,.ctm-light h2,.ctm-faq h2,.ctm-close h2{font-family:var(--ctm-head);text-transform:uppercase;letter-spacing:-.01em;overflow-wrap:break-word;font-weight:800;font-stretch:75%;line-height:1}.ctm-hero{background:var(--ctm-ink);color:#fff;align-items:center;min-height:640px;display:flex;position:relative;overflow:hidden}.ctm-hero-photo{object-fit:cover;object-position:center;width:100%;height:100%;position:absolute;inset:0}.ctm-hero:after{content:"";background:linear-gradient(90deg,#0e0d0cf0 0%,#0e0d0ccc 45%,#0e0d0c40 85%);position:absolute;inset:0}.ctm-hero-copy{z-index:1;width:min(1180px,100% - 32px);margin:0 auto;padding:72px 0;position:relative}.ctm-hero h1{color:#fff;max-width:820px;margin:0 0 24px;font-size:clamp(2.6rem,7vw,5.8rem)}.ctm-hero h1 span{color:var(--ctm-gold);display:block}.ctm-lead{color:#f0ebe2;max-width:540px;font-size:19px;line-height:1.65}.ctm-button{background:var(--ctm-gold);min-height:52px;color:var(--ctm-ink);text-transform:uppercase;letter-spacing:.05em;justify-content:center;align-items:center;margin:18px 0 8px;padding:16px 26px;font-weight:800;text-decoration:none;display:inline-flex}.ctm-button:hover{background:#ffc53d}.ctm-small{color:#e8e1d4;font-size:14px}.ctm-image-note{z-index:1;background:var(--ctm-ink);color:#f0ebe2;padding:4px 10px;font-size:13px;position:absolute;bottom:14px;right:16px}.ctm-steps{background:var(--ctm-warm);padding:88px 0}.ctm-steps h2,.ctm-light h2{color:var(--ctm-ink);margin:0 0 36px;font-size:clamp(2.1rem,5vw,3.8rem)}.ctm-step-list{border-top:3px solid var(--ctm-ink);grid-template-columns:repeat(4,1fr);gap:0;margin:0;padding:0;list-style:none;display:grid}.ctm-step-list li{border-right:1px solid var(--ctm-line);padding:26px 22px 10px}.ctm-step-list li:first-child{padding-left:0}.ctm-step-list li:last-child{border-right:0}.ctm-num{font-family:var(--ctm-head);color:var(--ctm-gold-dark);font-size:56px;font-weight:800;font-stretch:75%;line-height:1;display:block}.ctm-step-list h3{margin:14px 0 8px;font-size:21px}.ctm-step-list p{color:#35322d;margin:0;line-height:1.7}.ctm-dark{background:var(--ctm-char);color:#f0ebe2;padding:88px 0}.ctm-dark h2{color:#fff;margin:0 0 36px;font-size:clamp(2.1rem,5vw,3.8rem)}.ctm-style-grid{grid-template-columns:repeat(4,1fr);gap:16px;display:grid}.ctm-style-grid a{color:#f0ebe2;background:#23221f;border:1px solid #4a463f;flex-direction:column;padding:26px 22px;text-decoration:none;display:flex}.ctm-style-grid a:hover{border-color:var(--ctm-gold)}.ctm-style-grid h3{color:#fff;margin:0 0 12px;font-size:21px}.ctm-style-grid p{margin:0 0 18px;line-height:1.7}.ctm-more{color:var(--ctm-gold);text-transform:uppercase;letter-spacing:.1em;margin-top:auto;font-size:13px;font-weight:800}.ctm-light{background:var(--ctm-warm2);padding:88px 0}.ctm-intro{max-width:700px;margin:-16px 0 30px;font-size:18px;line-height:1.75}.ctm-table-wrap{-webkit-overflow-scrolling:touch;border:1px solid var(--ctm-line);background:#fff;max-width:100%;overflow-x:auto}.ctm-table{border-collapse:collapse;width:100%;min-width:640px;font-size:16px}.ctm-table caption{text-align:left;color:var(--ctm-ink);padding:16px 18px 6px;font-weight:800}.ctm-table th,.ctm-table td{text-align:left;vertical-align:top;border-top:1px solid #e3d9c8;padding:16px 18px;line-height:1.6}.ctm-table thead th{background:var(--ctm-ink);color:#fff;letter-spacing:.1em;text-transform:uppercase;font-size:13px}.ctm-table tbody th{font-family:var(--ctm-head);white-space:nowrap;font-size:22px;font-stretch:75%}.ctm-split p{max-width:620px;font-size:18px;line-height:1.75}.ctm-split-inner{grid-template-columns:1.1fr 1fr;align-items:start;gap:60px;display:grid}.ctm-text-link{color:var(--ctm-gold);font-weight:800}.ctm-checks{border-top:3px solid var(--ctm-gold);margin:0;padding:0;list-style:none}.ctm-checks li{border-bottom:1px solid #4a463f;padding:20px 0}.ctm-checks strong,.ctm-checks span{display:block}.ctm-checks strong{color:#fff;margin-bottom:6px;font-size:20px}.ctm-checks span{line-height:1.65}.ctm-area{grid-template-columns:2fr 1fr;align-items:end;gap:50px;display:grid}.ctm-area p{max-width:680px;margin:0;font-size:18px;line-height:1.75}.ctm-area h2{margin-bottom:24px}.ctm-area-links{margin:0;padding:0;list-style:none}.ctm-area-links a{border-bottom:2px solid var(--ctm-ink);color:var(--ctm-ink);padding:18px 0;font-size:20px;font-weight:800;text-decoration:none;display:block}.ctm-area-links a:hover{color:var(--ctm-gold-dark)}.ctm-faq{background:var(--ctm-warm);padding:80px 0}.ctm-faq h2{color:var(--ctm-ink);margin:0 0 26px;font-size:clamp(2rem,4.5vw,3.2rem)}.ctm-faq details{border-top:1px solid var(--ctm-line);padding:20px 0}.ctm-faq details:last-child{border-bottom:1px solid var(--ctm-line)}.ctm-faq summary{cursor:pointer;font-size:19px;font-weight:700}.ctm-faq details p{max-width:820px;margin:14px 0 0;line-height:1.8}.ctm-close{background:var(--ctm-ink);color:#f0ebe2;text-align:center;padding:78px 0}.ctm-close h2{color:#fff;margin:0 0 10px;font-size:clamp(2rem,5vw,3.6rem)}.ctm-close p{max-width:560px;margin:10px auto 0;line-height:1.7}.ctm-hero a:focus-visible,.ctm-dark a:focus-visible,.ctm-close a:focus-visible{outline-offset:4px;outline:3px solid #ffd166}.ctm-light a:focus-visible,.ctm-steps a:focus-visible,.ctm-faq summary:focus-visible,.ctm-table-wrap:focus-visible{outline:3px solid var(--ctm-gold-dark);outline-offset:4px}@media (prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important;animation:none!important}}@media (width<=980px){.ctm-step-list,.ctm-style-grid{grid-template-columns:1fr 1fr}.ctm-step-list li{border-right:0;border-bottom:1px solid var(--ctm-line);padding-left:0;padding-right:16px}}@media (width<=760px){.ctm-hero{min-height:600px}.ctm-hero-photo{opacity:.5;object-position:65% center}.ctm-hero:after{background:linear-gradient(#0e0d0cd9,#0e0d0cb3)}.ctm-hero-copy{padding:52px 0 64px}.ctm-lead{font-size:17px}.ctm-steps,.ctm-dark,.ctm-light,.ctm-faq,.ctm-close{padding:56px 0}.ctm-step-list,.ctm-style-grid,.ctm-split-inner,.ctm-area{grid-template-columns:1fr;gap:24px}.ctm-split-inner{gap:32px}.ctm-button{width:100%}.ctm-num{font-size:44px}.brand{font-size:20px}}picture.ctm-hero-photo img{object-fit:cover;object-position:inherit;width:100%;height:100%;display:block}